Financial Services Software
SJB companies partners with Softwise, Inc. to take care of your hard earned money advance, check cashing, installment and cash advance needs. All this is thanks that are possible Softwise’s flagship computer pc software item, Cashwise.
This state-of-the-art online financing software provides solution that no other pc pc software provider does; a completely supported, multistate module for online payday loans.
Cashwise provides services that are multiple such as for example; OFAC, Check21, Money Recycler, Biometrics, among others. Softwise items are utilized by a number of companies, including check cashing centers, convenience shops, pawnshops, food markets, business collection agencies organizations, and loan organizations.
Payday Advances – Installment Loans – Name Loans
Cashwise provides the many payday that is comprehensive system available on the market. It offers solutions that span from fundamental check cashing to loans which can be installment vehicle name loans. It gives you the capability to offer products and solutions. We attempt to remain the best choice associated with payday financing market by constantly including and upgrading modules to generally meet the requirements of both you and your clients, such as for example with your Check 21 and WiseCard prepaid Visa modules. Our objective will be make conducting business as simple for you possible. The number of choices with Cashwise are endless.
Options that come with this pc computer pc software include:
- Industry Leading cash advance and check always Cashing SoftwareNo other software gives you as numerous lending that is payday check cashing choices as Cashwise. This system is completely customizable to suit your organizations requirements and techniques.
- Effective Point-of-Sale SolutionCashwise gives you the capacity to offer products and services that your particular clients need and want, like the brand new WiseCard Prepaid Visa system.
- Complete Back-end Management and ReportingNo other software gives you as much payday lending and check cashing options as Cashwise. This system is completely customizable to suit your organizations requirements and methods.
- Always always Check Cashing ModuleThe check cashing module in Cashwise enables you to easily and quickly money checks for the clients. This one is customizable; you set the fees as with all of our other modules.
- Complete Payday Loan SystemThe pay day loan system includes choices such as for example regular pay day loans (in which the client pays straight straight straight back the loan on the payday that is next) installment loans, and vehicle name loans. Each module is completely customizable to satisfy your preferences and company methods.
- Effective Installment Loan ModuleSimple interest loans, Rule of 78, interest just loans, modify payment regularity, website website link security, and more. The Cashwise Installment Loan Module supports installment that is fully amortizing on any re re re payment regularity, and very first due dates may be timed with client paydays to greatly help facilitate payment.
- Title Loan ModuleThe Cashwise Title Loan module enables you to produce loans where in actuality the vehicle name may be the security regarding the loan. Installment or solitary duration loans, link several collateral to at least one loan, versatile cost plans, and connect images towards the loan.
- Fraud PreventionThe Cashwise pc software is made for the utmost fraudulence security for the clients by giving you have real profit capture their images, signatures, and finger marks; therefore preventing another person from employing their account.
- Work Control ModuleEmployees clock inside and outside from Cashwise. This system determines regular and hours that are overtime and you may create work and manufacturing reports.
- Biometric CapableThis module can be utilized for worker access in Cashwise and deal approval, along with confirming an individual’s identification. Aids signature pads, hand printing scanners and image capture products.
- Multi-location AwareWith slim customer, this choice enables your shops for connecting to a main file host that houses most of the information. Your shops and hq will never be away from sync, because your entire information is within one location and accessed in “real timeВ©. Aids communications between branches for consolidated reporting and extra fraudulence avoidance.
- Incorporated with third party solutions; Teletrack, Veritek, OFACServices such as for example Teletrack verify funds are available before processing that loan demand. Veritec checks to make sure that the consumer won’t have just about any loans that are outstanding every other payday loan provider. OFAC checks your client’s up against the U.S. Treasure’s OFAC SDN list, to make sure that your consumer’s can legitimately obtain that loan. For Florida, Indiana and much more.
- Effective Collection SystemOur complete debt that is featured module is made to meet with the requirements of a big or tiny collection company, with exceptional automation regarding the collection processes.
- SQL Server Database SystemSoftwise may be the standing that is longest, many robust SQL-based system on the market.
- Windows BasedRuns regarding the industry standard Windows system platform for installation and ease-of-use.
- Check21 (Remote Deposit)Our company is happy to announce our brand new Check21 module program. Check21 software with Unicheq a remote/ACH processor. Electronic check transformation could be the procedure of transforming a paper check to an electric repayment. There is certainly tremendous value whenever integrating check conversion as a merchant’s re re payment system: price reductions with greater efficiency and quicker money.
- Eliminate each NSF Bank charges! Eradicate the 10-15 time wait on each NSF’s.
Savings over traditional paper check processing include; bank costs, deposit preparation, returned item tracking, money management and collection. Other cost cost savings consist of:
- Reduced deal time
- More efficient procedure for shutting down registers
- Reduced came back products
- Effective processing associated with the staying NSF things
- Improved customer care
- More protected deal with less publicity
- Reduced mistake rate
Taking into consideration the price and effectiveness, transformation is significantly favorable to old-fashioned check processing. CSI currently processes billions of bucks yearly through the Automated Clearing House (ACH) system. For rates and information that is additional contact Scott Bennett of SJB Enterprises @ 763.450.7100. To schedule a gathering with a CashWise representative please call 763.450.7100 or fill away our Contact Request type